Why it's Important to Pre-Qualify
In the market for a new mortgage? We'll be glad to talk about our mortgage offerings! Call us at 562 320-0510. Want to get started? Apply Here.
It is helpful to visit with a mortgage loan pro first, even if you haven't settled on what type of house to look for. What for? How can we help before you have negotiated a purchase amount, and don't know yet how much you need to borrow?
We Will Help You Pre-Qualify
Our mortgage professionals will help you find out how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. This process walks you through your finances - your debt, income, job, and down payment money, among other things. We will require a minimum amount of paperwork, and avoid a lengthy process.
We will award you a Pre-Qualification Letter once you qualify, that documents that we're confident you will qualify for up to a certain amount of mortgage dollars.
Power in the Pre-Qual
When you find a house that is right for you, and you want to put together an offer, being pre-qualified for a mortgage will do a number of things. First, it lets you know the amount that you can offer.
Even more important to the existing owner, your pre-qualification status gives them confidence - as if you'd entered their house with a big box of cash to back up the offer! They will not need to wonder if that they have been wasting their time if you don't be able to qualify for a big enough mortgage loan. The seller won't be concerned that he can't count on you to qualify for your loan.Your qualifying for the necessary loan amount won't cause them concern. You'll have the influence of a buyer ready to make the purchase right now!
We will help you with your pre-qualification
We will help you determine how much of a loan you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. The process outlines your finances - your debt, income, employment, cash available for down payment, among other things. We will require a minimum amount of paperwork, and avoid a lengthy process.
One on one
You can certainly use the calculators here on our website to get an idea of how much mortgage you'll be able to afford - but it's also valuable to meet with us. We can begin working on your pre-qualification letter. For another thing, we could locate a different mortgage option that fits your needs better. Contact us at 562 320-0510 to get your pre-qualification process started.
Have questions about pre-qualifying? Call us at 562 320-0510. Reliance Mortgage Service, Inc answers pre-qualifying questions every day.