Shopping for a mortgage? We will be glad to help! Call us at 562 320-0510. Want to get started? Apply Here.
It's important to consult with your mortgage loan professional early — even before you've started to consider neighborhoods. Why? It might be difficult to fathom the ways we could help even before you begin to negotiate.
We Will Help You Pre-Qualify
We will help you see how much of a mortgage loan you can afford, and the amount of money you can borrow, by walking you through pre-qualifying. In this process, we look at your borrowing capacity - looking at your earning status, available money for down payment, debts, income, and other circumstances. It's quick and basic; We keep the paperwork to a minimum.
We will give you a Pre-Qualification Letter when you qualify, that states that we are confident you'll qualify for a specific amount of mortgage dollars.
Power in the Pre-Qual
Once you find the house that is best for you, and you want to make an offer, being pre-qualified for a loan will do several things. First, it helps you know how much you're able to offer.
Of greater importance to the existing home owner, your pre-qualification is like your having walked into their house with a suitcase full of cash ready to make the deal! They will not need to worry that that they're wasting their time if you don't be able to qualify for a high enough mortgage loan. The seller of the home won't worry if he can count on you to qualify for your loan.Your qualifying for the necessary loan amount won't be something for them to fret over. You have the capability to back your offer up.
We will help you pre-qualify
We will help determine how much of a mortgage you can afford, and how much money you can borrow, by walking you through pre-qualifying. In the process, we determine your borrowing potential - reviewing your job, available money for down payment, existing debt, income, and other areas. It is a quick, thorough process with minimal risks for papercuts.
One on one
It is important to sit down and talk with us, even though you are welcome to also use the helpful mortgage loan calculator tools on this website. For one thing, you'll need a Pre-Qualification Letter! For another thing, we may be able to find a different mortgage option that better fits your needs. We are waiting to hear from you: call us at 562 320-0510.
Have questions about pre-qualifying? Call us at 562 320-0510. It's our job to answer pre-qualification questions, so we're happy to help!