Your Closing Costs

There are certain standard costs related to closing the sale of a house. Sellers and buyers customarily share these costs, as specified in the real estate sales contract.

As you'll see below, many of the costs result from getting your loan. At Reliance Mortgage Service, Inc, we are highly experienced in residential mortgage lending, so we can provide you with a comprehensive report on costs related to your mortgage in your "Loan Estimate".

The Loan Estimate (Also known as the LE)

Soon after you submit your application, we will give you a "Loan Estimate" of your closing costs. The closing costs specified in the Loan Estimate are estimated based on Reliance Mortgage Service, Inc's experience with mortgage loans, but costs usually vary a little bit between the Loan Estimate (LE) and closing. We will be glad to review the "Loan Estimate," answering questions and highlighting costs that sometimes vary a little bit at closing.

Below you'll find a general list of closing costs. We will provide a specific list of your closing costs when we deliver your Loan Estimate.

Standard Closing Costs

Loan-Related Costs
  • Obtaining YourCredit Report
  • Up-front Interest Payment
  • Escrow Fees
  • Various Taxes
  • Loan-related costs
  • Points — A fee paid to lower your interest rate (optional)
  • Appraisal Costs
Property Taxes
  • Insurance
  • Transfer Taxes & Recording Fees
Homeowners Insurance
  • Flood or Earthquake Insurance if applicable
  • Private Mortgage Insurance (PMI)
  • Title Insurance

Reliance Mortgage Service, Inc can answer questions about these closing costs. Call us: 562 320-0510.

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