"Loans That Change Lives...Making a Difference"
Jumbo to $2,000,000, $75,000 minumum loan amount

Down Payment Resource Center:

1) The CHF Platinum Program  assists moderate income homebuyers with the purchase of a home, by providing  3% to 5%  downpayment and/or closing cost assistance. 
  • NOT a first-time buyer program although can be used as such.
  • Income is up to $88,205 helping individuals and families buy with an FHA or VA loan up to $417,000.
  • Non-repayable Grant can be used towards the homebuyer’s down payment and/or eligible closing costs .
  •  Available for purchases of both new and existing homes, as long as the home will be the primary residence of the homebuyer

2) Combine MCC ($1,200 to $3,400 tax credit yearly) with Platinum, Chdap, Homepath, VA/FHA-
3) First-Time Home Buyers CHDAP 3% of Sales Price : Conventional 95% Now Accepts All-Gift Funds same as FHA for Down
4) HomePath Fannie Mae Homes Gives Owner-Buyers
'First Look' before they are made available to investors:


  • First Look is typically the first 20 days a property is listed on HomePath.com
  • Properties in the First Look period have a countdown clock on the property information page of HomePath.com displaying the days remaining to purchase.
  • Eligible buyers during First Look are owner occ


HARP : Underwater  Home/Condo experts:Fannie/Freddie refinances: as of 2/1/2014 we are still taking unlimited 'underwater' homes. Owner/Non-Owner Ok

Click on:  FannieLoanLookUpTool  Am I a Freddie Loan?

What People Are Saying About Reliance Mortgage Service:

Closed refinance at 3.99% 0 points: "
Anne -I had heard horror stories from everyone I talked to about refinancing my home. As we went through this process, I kept waiting for something bad to happen, but . . . nothing bad ever did!!! Thank you for taking care of every tiny detail and for keeping me up to date with all that was going on.You are the best!!!" -- Karen, Upland retired teacher.

No Down Payment 'Gift of Equity" "Katie & Ryan Watkins, "You are the best and yea baby do you make things happen!"-KW, October 28 at 8:29 a.m.

1st & 2nd Consolidation to VA 90% with cashout
:"My husband Jim and I were extremely fortunate to have found Anne James, broker from Reliance Mortgage Service. She, and her team, are very professional. They made it so easy to navigate the in’s and out’s of a refinance and we are saving hundreds of dollars a month. The rate was much lower than our bank and we were able to use Jim’s VA eligibility to consolidate our first and second mortgage. We HIGHLY recommend Anne, and her team, to anyone looking to refinance their home!! Jim and Sue Copeland, Huntington Landmark Community, July, 2013

A  125% HARP Whittier Homeowner refinance of rental and primary property says:"We sincerely thank you,-you really went out of your way to help us. Wish you both the best!" Agustin T. Aguilar Jr.  & Jessil Aquilar."

VA Loan Specialists visit your site:


562 320-0510 For free loan consultation

A source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust us to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Huntington Landmark Senior Adult Community Specialists. We know condos and CC&R's.

To learn more about us, what we do for you, and how easy it is to get started, call 562 320-0510or email annermsinc@gmail.com  we'll respond within 24 hours!


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Reliance Mortgage Service, Inc

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