Why Pre-Qualify?

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Even if you haven't so much as picked out homes to view yet, it's advantageous to visit with your mortgage pro early. Why? When you don't know yet how much home you want to qualify for, how can we help?

Pre-Qualify

When we pre-qualify you, we help you determine how much of a monthly payment you can afford, and the loan amount you can qualify for. During the process, we explore your borrowing capacity - reviewing your job, available money for down payment, debt, income, and other areas. We ask for a minimum amount of paperwork, and avoid a lengthy process.

At the point you are determined to be eligible, we prove our confidence in your capacity to qualify for a mortgage by awarding you a Pre-Qualification Letter (also known as a "pre-qual").

Buying Clout

Various advantages open to you once you find your next house, and have achieved pre-qualification. First, it lets you know the amount that you're able to offer. Being pre-qualified also will make your offer more attractive to the home seller, like you were bringing them a suitcase full of cash! They won't need to wonder if that they have been wasting their time if you do not be able to qualify for a high enough mortgage. The seller won't wonder if he can trust you to qualify for your loan.Your qualifying for your needed loan amount will not cause them concern. You have the ability to back your offer up.

We will help you with your pre-qualification

We will help you determine the loan amount you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. In the process, we look at your ability to borrow - analyzing your employment, available money for down payment, debt, income, and other areas. It's a quick, thorough process with minimal risks for papercuts.

One on one

It is vital to sit down and meet with us, even though you are free to also use the helpful mortgage calculators on our site. We can begin working on your pre-qualification letter. For another thing, we could locate a different mortgage loan option that is a better fit for you. Contact us at 5623200510 to get started.

Have questions about pre-qualifying? Call us at 5623200510. It's our job to answer pre-qualification questions, so we're happy to help!