Why it's Important to Pre-Qualify

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It's valuable to bring in your mortgage professional as soon as possible — even before you've started narrowing down neighborhoods. Why? If you do not know yet how much home you need to qualify for, what could we do for you?


When we pre-qualify you, we help you determine how much of a monthly payment you can afford, and the loan amount you will qualify for. We can accomplish this by reviewing your income and debts, your employment and housing situations, the available funds for a down payment, required reserves, and some other things. It's short and to the point; We keep the paperwork light.

We'll give you a Pre-Qualification Letter when you qualify, that says that we're confident you will qualify for a predetermined amount of mortgage loan dollars.

Buying Power

A number of advantages open to you after you've found your dream house, and have pre-qualification. First of all, you have some concrete numbers in mind, as the total you can borrow. Your pre-qualification can also make your offer look even better to the home seller, like you were bringing them a suitcase full of cash! They won't need to wonder if that they're wasting their time if you do not have the ability to qualify for a big enough mortgage loan. The seller won't be concerned that he won't be able to count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not be something for them to fret over. They have a virtual guarantee to trust your buying power.

We will help you with your pre-qualification

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can fit in your budget, and the loan amount you will qualify for. We accomplish this by analyzing your debts and income, your work and housing circumstances, the available funds for down payment, required reserves, and some other things. It's short and basic; and we take pride in keeping the paperwork to a minimum.

One on one

While you are encouraged to use our tools to calculate mortgage variables on our site, it's essential to meet with one of our mortgage professional team members. For one thing, you'll need a Pre-Qualification Letter! For another thing, we might find a different mortgage choice that is a better fit for you. Let us get you started: Call us at 5623200510.

Have questions about pre-qualifying? Call us at 5623200510. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
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Reliance Mortgage Service, Inc

NMLS# 254859 DRE Lic # 0019139