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It's valuable to bring in your mortgage loan professional as soon as possible — even before you've begun narrowing down neighborhoods. Why? If you don't yet know how much home you want to qualify for, what could we do for you?
We Will Help You Pre-Qualify
We will help you see how much of a mortgage you can afford, and how much money you can borrow, by walking you through pre-qualifying. The process takes you through your finances - your debt, income, career, and cash available for down payment, among other things. It's a quick, thorough process with minimal risks for papercuts.
We will award you a Pre-Qualification Letter once you qualify, that says that we're confident you'll qualify for a specific amount of mortgage loan dollars.
Armed with your pre-qualification letter, some advantages are yours once you find the house you want to make an offer for. The first is that you'll be sure the amount you will be able to afford when determining the offer.
Even more important to the seller of the house, your pre-qualification gives them certainty - as if you'd entered their home with a big box of cash to make the offer! They need not be concerned that they're wasting their time if you won't be able to have the ability to qualify for a big enough mortgage loan. The seller won't wonder if he can trust you to qualify for your loan.Your qualifying for your needed loan amount won't be something for them to fret over. You have the capability to back your offer up.
We help with your pre-qualification
We will help you calculate how much of a mortgage you can afford, and the amount of money you can borrow, by walking you through the pre-qualification process. This process takes you through your financial situation - your debt, income, job, cash available for down payment, among other things. It's quick and basic; and we take pride in keeping the paperwork to a minimum.
One on one
While you are able to benefit from our mortgage calculators on this site, it's a good idea to sit down and talk with us. That way, we will help you get your pre-qualification letter. For another thing, we could find a different mortgage program that fits your situation better. We're eager to meet with you: call us at 562 320-0510.
Have questions about pre-qualifying? Call us at 562 320-0510. Reliance Mortgage Service, Inc answers pre-qualifying questions every day.