The Importance of Pre-Qualification
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Even if you have not so much as narrowed down houses to view yet, it can be valuable to visit with your mortgage professional first. What for? Maybe it is hard to fathom the way we could help even before you begin to calculate your offer.
We Can Help You Pre-Qualify
We will help determine how much of a mortgage you can afford, and how much money you will be able to borrow, by walking you through pre-qualifying. This process outlines your finances - your debts, income, career, and down payment money, among other things. It's quick and basic; We keep the paperwork to a minimum.
We will award you a Pre-Qualification Letter when you qualify, which states that we are confident you'll qualify for a specific amount of mortgage loan dollars.
Armed with your pre-qualification letter, some advantages fall at your feet at the point you find the house you want to put together an offer on. The first is that you'll be sure the amount you will be able to afford when determining the offer.
Of greater importance to the current home owner, your being pre-qualified is like your having walked into their house with a bag full of money ready to make the deal! They will not need to wonder if that they're wasting their time if you will not be able to qualify for a big enough mortgage loan. The seller of the home won't worry if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount won't cause them concern. You have the capability to back up your offer.
We will help you pre-qualify
We can help you calculate how much of a mortgage you can afford, and the amount of money you can borrow, by walking you through pre-qualifying. We can do this by considering your income and debts, your employment and residence circumstances, the funds available for down payment, required reserves, and other considerations. We as for a minimum amount of paperwork, with a quick process.
It's vital to sit down and talk with us, even though you are welcome to also use the helpful mortgage calculator tools on this website. We can begin working on your pre-qualification letter. For another thing, we could be able to find a different mortgage loan option that is a better fit for you. We are eager to meet with you: call us at 562 320-0510.
Have questions about pre-qualifying? Call us at 562 320-0510. Reliance Mortgage Service, Inc answers pre-qualifying questions every day.