Why it's Important to Pre-Qualify

Looking for a mortgage loan? We will be glad to assist you! Give us a call at 5623200510. Want to get started? Apply Now.

It can be helpful to see a mortgage professional early, even if you haven't settled on the kind of home to search for. Why? Perhaps it is hard to understand the ways we can help even before you start to talk about prices and negotiations.

We Can Help You Pre-Qualify

When we pre-qualify you, we help you find out the amount in monthly payments you can afford, and how much we of a loan you will qualify for. In this process, we calculate your borrowing power - analyzing your job, available money for down payment, existing debt, income, and other areas. It's short and basic; We keep the paperwork light.

Once you qualify, will present to you what's called a Pre-Qualification Letter (your real estate agent may call it a "pre-qual"), which documents the fact that we are helping you to find the ideal mortgage to meet your situation and that we are confident you will qualify for a mortgage up to a certain amount.

Power in the Pre-Qual

Holding your pre-qualification letter, several advantages fall at your feet when you locate the house you want to make an offer on. The first is that you'll be sure what you'll be able to afford when calculating the offer. Your pre-qualification can also make your offer more attractive to the home seller, as if you were bringing them a bag full of cash! They won't need to worry that they're wasting their time if you do not have the ability to qualify for a high enough mortgage loan. The seller won't worry if he can trust you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed mortgage loan amount won't be something for them to lose sleep over. You will have the influence of a buyer ready to make the purchase right now!

We will help you pre-qualify

We can help you see how much of a mortgage loan you can afford, and how much money you may be able to borrow, by taking you through the pre-qualification process. During this process, we determine your capacity to borrow - looking at your job, available money for down payment, debts, income, and other circumstances. It is a quick, thorough process with minimal risks for papercuts.

One-on-One

While you can use our mortgage calculators on this website, it will be essential to meet with us. For one thing, you will want a Pre-Qualification Letter! Next, we can review your mortgage options and make sure you have selected the right one. We're waiting to meet with you: call us at 5623200510.

Have questions about pre-qualifying? Call us at 5623200510. We answer pre-qualification questions every day.

Basic Pre-Approval

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Reliance Mortgage Service, Inc

NMLS# 254859 DRE Lic # 0019139